Keep 3 copies of anything you can't afford to lose, on 2 different types of media, with 1 copy off-site or in the cloud. Microsoft 365 and Google Workspace are NOT a backup — they protect against their own outages, not against you or an attacker deleting things. Add a dedicated backup for your email and files.
Coach's tip: a backup you've never tested is a wish, not a backup — do a test restore twice a year.
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