Should you buy IT equipment outright or lease it?

Buying suits businesses with available cash who want to own the asset and keep costs down long-term; leasing suits businesses who prefer predictable monthly payments and automatic refreshes without large upfront spend, though you'll usually pay more overall across the equipment's life. Consider your cash flow and how often you genuinely want to refresh equipment before choosing.

Coach's tip: whichever route you choose, get the total cost over the real expected lifespan in front of you before deciding — headline monthly figures hide the true comparison.