Most small and medium businesses don't legally require a formal DPO unless they do large-scale monitoring or process special category data such as health or criminal records as a core activity — but someone still needs to own data protection responsibility even if it's not a full-time role. Document who that person is and what they're responsible for, even informally.
Coach's tip: "we'll figure it out if it ever comes up" isn't a policy — write down who owns it now, before you need the answer under pressure.
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